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  1.Type of Loan:
 
Mortgage Refinance
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  2.Property State:
 
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* Click Here to See Our Assumptions
  • Mortgage rates could change daily.
  • Actual payments will vary based on your individual situation and current rates or lenders in our matching network.
  • Some products may not be available in all states.
  • Lending services may not be available in all areas.
  • Some restrictions may apply.
  • Based on the purchase/refinance of a primary residence.
  • We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 45%; and credit score is over 720.
  • The lock period for your rate is 30 days.
  • If LTV > 80% PMI will be added to your monthly mortgage payment.
  • Max LTV for FHA is 97% for purchase and rate/term refinance - 95% for cash out refinance.
  • For FHA Loans if LTV > 80% - the payment will include a one time upfront mortgage insurance premium (MIP) at 1.5% of the base loan amount and a monthly MIP calculated at 0.50% of the base loan amount. The 0.50% monthly MIP will be paid until the loan reaches 78% LTV, provided the MIP has been paid for a minimum of 5 years. All loan amounts subject to FHA maximum loan limits in your area.
  • The example provided is a quote provided by one of the lenders in our matching program network. LenderQuotes.net is not a lender in any transaction. Rates & Terms are subject to change without notice.

Disclaimer:  We are not affiliated with any government agencies, including FHA, VA or HUD. For more, read our Terms of Service.