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  Find the Maximum FHA Loan Amount in Your Area

What is the maximum loan limit for an FHA loan in your area?

Don't know?

Please use our simple, easy to access tool below to determine the maximum loan amount in your area.

If you have further questions about FHA rates or the differences between FHA mortgages and traditional financing, please consult one of our trained FHA loan specialists for details.




Get the current FHA Loan limits for you area by entering the desired information below:







  1.Type of Loan:
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Home Equity Loan or Line
Debt Consolidation
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  2.Property State:
  3.Property Type:
  4.Credit Rating: (click ? before selecting)
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* Click Here to See Our Assumptions
  • Mortgage rates could change daily.
  • Actual payments will vary based on your individual situation and current rates or lenders in our matching network.
  • Some products may not be available in all states.
  • Lending services may not be available in all areas.
  • Some restrictions may apply.
  • Based on the purchase/refinance of a primary residence.
  • We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 45%; and credit score is over 720.
  • The lock period for your rate is 30 days.
  • If LTV > 80% PMI will be added to your monthly mortgage payment.
  • Max LTV for FHA is 97% for purchase and rate/term refinance - 95% for cash out refinance.
  • For FHA Loans if LTV > 80% - the payment will include a one time upfront mortgage insurance premium (MIP) at 1.5% of the base loan amount and a monthly MIP calculated at 0.50% of the base loan amount. The 0.50% monthly MIP will be paid until the loan reaches 78% LTV, provided the MIP has been paid for a minimum of 5 years. All loan amounts subject to FHA maximum loan limits in your area.
  • The example provided is a quote provided by one of the lenders in our matching program network. LenderQuotes.net is not a lender in any transaction. Rates & Terms are subject to change without notice.

Disclaimer:  We are not affiliated with any government agencies, including FHA, VA or HUD. For more, read our Terms of Service.